📲 Pay by phone: are these mobile banking apps safer than using Boku?

pay by phone samsungBoku is pretty much every mobile player’s go-to when it comes to making pay by phone billing payments. There are many reasons for this, one of them being safety.

An SMS-confirmation system guarantees password-based security will no longer be a worry. But is it as safe as you think it is?

Believe it or not, we have discovered mobile slots which might be much safer to use than Boku. Since security is always a top priority when it comes to payments, let’s take a look at some alternatives to Boku which could be classed as a lot safer.

Or not.

Cash App

Introduced to the market in 2015, Cash App is the literally-named mobile application that has helped casino goers the world overpay for their deposits.

Pros

  • Easy-to-use: Cash App is simple to use, almost as simple as Boku and simplicity is always the way to go.
  • Encryption: With an unbreakable encryption, Cash App promises to fight off fraud with its use of top-notch security. This includes Face and Touch ID technology that strengthens the security and then some.
  • Good Reception: Many users of Cash App (predominantly in North America) swear by the app and claim it has excellent security and speed of payment, despite the cost.

Cons

  • Deposit Cost: With Cash App, users have to pay 1.5% of the deposit in order to complete the transaction. Unlike Boku, it is not free.
  • Transference Time: It may take a couple of days for a payment transaction to take place, making it a rather lengthy amount of time to make a casino deposit.

Fortumo

Labeled the ‘Premium SMS Payment System’, Fortumo has received many positive reviews online. Is it a safer pay by phone method than Boku? Let’s find out!

Pros

  • iphone-x-face-idAbsolutely Free to Use: Fortumo has no signing up cost and zero monthly subscription fees, making it completely free to use.
  • Easy Set-Up: Registration is simple and straightforward. Just fill out some details and you’re ready to go! Reaching global markets in 15 minutes no longer feels like hyperbole…
  • Works in Many Countries: Simply click your country’s flag to get going. This wide amount of availability makes Fortumo one seriously competitive payment method.

Cons

  • Quote-based: While in many scenarios this may seem handy, quote-based payments aren’t the best for mobile gamblers. It’s not quick enough and does tend to stress you out knowing that you still technically owe money to someone.
  • Not As Secure: While no less safe than Boku, Fortumo does not introduce any new security methods.

Paychamp

Lastly, we come to Paychamp, the least heard of on this list. Sometimes that could be a red flag, signifying that this site is a scam. However, several sites report an average of 96% customer satisfaction.

Pros

  • Designed for Gaming: Paychamp was designed with gaming in mind, making it easier for mobile gamblers to pay for any in-game transactions.
  • Very Secure: Paychamp often boasts about its status as one of the most secure pay by phone methods out there, and many customers would claim the same thing.
  • Easy to Use: Like all pay by phone methods, it’s super-easy to use to the point of being too good to be true.

Cons

  • Not Widely Used: Not being widely used in the UK, this is definitely on the more obscure side of anonymity. Like our first entry, this app has more prominence in the States than it does across the pond.

Conclusion

Overall then, we’d say that two of these alternatives to Boku is potentially safer than Boku itself. This is down to the prioritization of face and touch ID among payment services. And why not? It makes sense to have those extra measures.

For some, however, simply using a pay by phone billing method with such measures in places feels a little unnecessary and, perhaps, uncomfortable. After all, you’re only paying a casino deposit, not visiting a high-security bank.

Agree with our list? Can you think of any alternatives to Boku? Let us know in the comments!



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